Business Insurance

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"We do not compete against one another, so we can easily share ideas with other owners and agents."

Wayne Rudick, Pleasanton
Valley Insurance

Business Owners Policy

An affordable insurance solution for small to medium sized businesses.

A business owners policy, often called a “BOP” is an insurance policy for businesses that combines the most common forms of liability and property coverages required for business owners into one bundled ‘package’ policy.

It is usually more cost effective to purchase a business owners policy, rather than to purchase each separate line of coverage individually.

Business owners policies are typically most suited for the small to medium sized business. Here are some of the businesses that might be eligible for a business owners policy:

  • Offices
  • Manufacturers
  • Restaurants
  • Retail stores
  • Wholesale distributors

While business owners policies are packaged together into one policy, the coverage provided is typical for that type of business. An office, for example, would not have the same coverage as a wholesale distributor.

You can usually further customize your business owners policy to suit your businesses’ needs, by adding optional endorsements.

We know that regardless of the size of your business, choosing the right types of insurance for your small business is important to you.